| Fee | Minimum Amount | Minimum Ratio | Maximum Amount | Maximum Ratio | Definition |
|---|---|---|---|---|---|
| Standard Consumer Loan Interest Rate | 5,54% | BITT and RUSF excluded. | |||
| Loan Allocation Fee | 0.50% | Calculated over the loan amount. BITT excluded. | |||
| Insurance Amount | TRY 974.33 | The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount. | |||
| Annual Total Cost Rate | 131,7461% | Annual cost rate is the effective annual interest rate excluding insurance premium. | |||
| Tax | 15% BITT and 15% RUSF is calculated over the interest accrued. | ||||
| Pre-approved Consumer Loan Interest Rate* | 3 month 3,50% 4-6 month 3,50% 7-9 month 3,50% 10-12 month 3,50% 13-18 month 3,76% 19-24 month 3,43% 25-36 month 3,69% | BITT and RUSF excluded. | |||
| Loan Allocation Fee | 0.50% | Calculated over the loan amount. BITT excluded. | |||
| Insurance Amount | TRY 801,81 | The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount. | |||
| Annual Total Cost Rate | 76,3551% | Annual cost rate is the effective annual interest rate excluding insurance premium. | |||
| Tax | 15% BITT and 15% RUSF is calculated over the interest accrued. | ||||
| Pre-approved Consumer Loan Interest Rate* | 3 month 3,55% 4-6 month 3,55% 7-9 month 3,55% 10-12 month 3,55% 13-18 month 3,81% 19-24 month 3,48% 25-36 month 3,74% | BITT and RUSF excluded. | |||
| Loan Allocation Fee | 0.50% | Calculated over the loan amount. BITT excluded. | |||
| Insurance Amount | TRY 809,41 | The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount. | |||
| Annual Total Cost Rate | 77,6761% | Annual cost rate is the effective annual interest rate excluding insurance premium. | |||
| Tax | 15% BITT and 15% RUSF is calculated over the interest accrued. | ||||
| Pre-approved Consumer Loan Interest Rate* | 3 month 3,60% 4-6 month 3,60% 7-9 ay month 3,60% 10-12 month 3,60% 13-18 month 3,86% 19-24 month 3,53% 25-36 month 3,79% | BITT and RUSF excluded. | |||
| Loan Allocation Fee | 0.50% | Calculated over the loan amount. BITT excluded. | |||
| Insurance Amount | TRY 810,24 | The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount. | |||
| Annual Total Cost Rate | 79,0061% | Annual cost rate is the effective annual interest rate excluding insurance premium. | |||
| Tax | 15% BITT and 15% RUSF is calculated over the interest accrued. | ||||
| Pre-approved Consumer Loan Interest Rate* | 3 month 3,65% 4-6 month 3,65% 7-9 month 3,65% 10-12 month 3,65% 13-18 month 3,91% 19-24 month 3,58% 25-36 month 3,84% | BITT and RUSF excluded. | |||
| Loan Allocation Fee | 0.50% | Calculated over the loan amount. BITT excluded. | |||
| Insurance Amount | TRY 813,81 | The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount. | |||
| Annual Total Cost Rate | 80,3453% | Annual cost rate is the effective annual interest rate excluding insurance premium. | |||
| Tax | 15% BITT and 15% RUSF is calculated over the interest accrued. |
*The interest rate differs according to the risk segment of the customer.
